I am a salaried person of 36 years age with 3.5 pa income.
I want to take a home loan of Rs 15 lacs for a period of 20years. At present market rates are hovering between 10.75% (SBI) to 11.25% (HDFC, UTI Bank etc) on an avg. However Citibank website says 9%. Now my questions are:
1. Which bank should I deal with and which not
2. Is loan possible with interest rates 2% less than mkt avg,
3. What sort of a home loan should I take with the fact that we expect the interest rates to go down in future.
Searching for the best home loan option available?online loan
Citi, No, Variable
http://www.homemortgagediscount.com/
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